Mortgage, Money and Dream – Our thoughts on Canadian Mortgage Market
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Fixed or Variable – no clear winner

You have heard so many times about risk and stability aspects of variable and fixed mortgages. You also did your research to understand the two and yet you remained as confused as you were. Do not blame yourself for the confusion. As a matter of fact most

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Lender of last resort – BOC

Today Banking industry is based upon in fractional reserve banking. That means that banks can lend money more than they have in their reserve. So the reserve ratio is typically 10% to 15%. This fact alone make all (most of them – technically speaking) banks vulnerable to

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