Canadian Mortgage Advisor
8-8 Strathearn Avenue
Greater Toronto Area , ON , L6T 4L9 Canada

This hCard created with the hCard creator.

Helping GTA Homeowners find a mortgage that is right for them
Call Us: 1-416-930-1225

Types of Commercial Lenders

There are many Commercial Lenders available to finance the funding needed for a commercial businesses

The following is a summary of what kind of lenders are mainly operating in Canada

Commercial deals are the most difficult ones. The reason is that there are many additional factors involved than a simple residential loan and it is not certain if a case would mature or not. Also, the funding ratio for a commercial mortgage is lower than a residential mortgage. which is another reason why it is difficult to broker a commercial loan. At the same time, the number of parties willing to take up the risk with commercial lending is more since the reward is high too.

Commercial Lenders

Lenders Details
Government of Canada As a nation we need small businesses to grow. The Government takes up the leadership in this area.
Banks Banks are very actively involved in this market.
Capital Investors Often times Capital Investors invest money in a business to let them buy land or machinery if they are unable to fund it otherwise.
Debt Financing This is done to reduce the debt service load on a business by manipulating the loan term.
Venture Capital There are companies who invest in a business after reviewing the case.
IPO Raising money or fund through public offering. So, in this case, the public is the lender.
Gap Inverstors or Angel Investors Sometime businesses need money to fill in some gaps in funding and expenses. But this type of lending is very expensive.

Table C.1.2 Commercial Lenders


Let’s Talk

About Us

Sudip Adhikari.
Agent License #M10001082
Broker Mortgage Diligent -
Head Office -1305 Matheson Blvd East, Mississauga, ON L4W 1R1
FSCO #10252 O.A.C , E&OE

Currently Serving

View Larger Map